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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Clemson, Seneca and Lake Keowee real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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School Reports in Clemson, Seneca and Lake Keowee, South Carolina

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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South Carolina Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Clemson, Seneca and Lake Keowee

Insurance >Hazard Insurance

Are you considering taking out hazard insurance on a property before you actually take title? It may be a good idea!

Even though you are not yet the owner of record, as the buyer, you have an insurable interest in a property the moment that you and the seller execute the sales agreement. As a matter of practice, however, buyers do not usually take out insurance until the papers change hands, and it should not be necessary if the agreement of sale is properly executed.

It is very important to both parties that the agreement states that the property will be insured for a specific amount. From the buyer's point of view, an adequate sum must be stipulated, and the agreement should not read "as now insured", which can indicate that the seller may not want to increase the insurance.

As a general rule, the amount of insurance on the buildings on a property should equal the sales price, less the value of the lot.

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Q	What is considered one of the slimmest buildings ever designed?
A	The Carnegie Hall Tower, designed by Cesar Pelli, is only 50 feet wide and 60 stories high.
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The Les Walden Real Estate Team, REALTOR®, real estate agent and broker for Clemson, Seneca and Lake Keowee, South Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Les Walden
Les Walden Real Estate
10700 Clemson Blvd.
Seneca, SC 29678
864-985-1234
Fax: 864-882-4755
leswalden@NUMBER1EXPERT.Com

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